Learn about liability insurance, including how it works, its significant types, and why it's essential for personal protection against claims and damages.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Bobby L. Hickman is a longtime business and financial journalist who brings decades of ...

Liability insurance covers legal fees and settlement costs in case of lawsuits. Businesses may need several types. Liability insurance protects your business if it is sued for doing something, or ...

General liability insurance can protect your business if you're held liable for damages or injuries to a client or customer.

A certificate of liability insurance proves you have coverage. Buy a policy, then download your certificate of insurance. A certificate of liability insurance is a document that proves that your ...