The landscape of financial risk management has shifted dramatically in 2026, with the Federal Reserve, FDIC, and OCC collaborating on a unified approach to AI governance. Following Vice Chair Michelle ...

Artificial intelligence (AI) and machine learning (ML) are now embedded in the core of banking — powering decisions in credit, fraud, anti-money laundering (AML), and more. These systems bring scale ...

With over a decade of experience in risk management and compliance, you’ve witnessed many changes in the financial services industry. Let’s dive straight into today’s topic: How has technology ...

Financial institutions are rapidly shifting from static, backward-looking models to AI-driven, real-time stress testing that can detect hidden risks and simulate crisis scenarios with unprecedented ...

The technical assistance mission developed a multi-factor, multi-period solvency stress testing framework for banks supervised by the Central Bank of Barbados (CBB) and credit unions supervised by the ...

This is the second article in a three-part series focusing on conditions and volatility in energy and commodity markets. Given recent historic volatility and other macro and industry trends, having ...

Stress testing ultimately succeeded in helping to restore confidence during the crisis, and in the aftermath this battle-tested tool became a formal and integral part of the effort to repair the ...

"These issues — volatility, the link between stress-testing results and capital and the short capital implementation compliance time frame, the lack of transparency and the overlap between the global ...

Sen. Elizabeth Warren (D-Mass.) and Rep. Maxine Waters (D-Calif.) teamed up to question the Federal Reserve’s proposal to “upend” bank stress testing framework, in a Monday letter in which they ...

The banking trade groups suing the Federal Reserve over its stress testing practices would like the lawsuit wrapped up in time to apply the corresponding changes to the next exam cycle. In a motion ...