A Federal Housing Administration (FHA) loan is a government-insured mortgage issued by an FHA-approved lender to help borrowers who don't meet conventional standards.

FHA loans can help borrowers with less-than-ideal credit and cash. But they aren’t perfect.

The Obama Administration has announced adjustments to Home Affordable Modification Program (HAMP) and Federal Housing Administration (FHA) programs. These program adjustments will better assist ...

The “Tiny Home” movement is interesting, but 84 square feet? That is enough to store my Hot Wheels, Match Box, and slot car collections. Am I thinking about this the wrong way? We sure have had a lot ...

Buying a home is one of the biggest financial commitments many people make. However, buying a home isn’t cheap, especially ...

The Federal Housing Administration once helped finance thousands of loans for manufactured housing. An effort to restart that program would help millions of Americans afford their own homes, writes ...

There are reasons why FHA production has skyrocketed in the last year, and why that product was the talk of the MBA conference. It seems that financially-speaking the FHA is doing pretty good. Rumors ...

On October 31, the Federal Housing Administration (FHA) announced, after a multi-year effort, the inclusion of policies for its Home Equity Conversion Mortgage (HECM) program in the Single-Family ...

The rule, originally proposed in March 2023, takes into consideration stakeholder comments. The agency will publish a Mortgagee Letter (ML) in the near future outlining how this new rule will be ...

Modern manufactured homes are an unusual feature of today’s housing market, the rare homeownership opportunity that is both lower-cost and high-quality. Thanks to the efficiencies baked into the ...

The Federal Housing Administration (FHA) recently finalized enhancements to its 203(k) rehabilitation mortgage loan program in Mortgagee Letter 2024-13. This action follows the FHA proposing ...