First-time homebuyers can get grants to cover down payments and closing costs. Learn how to qualify and find programs.

BNY’s employee homebuyer program is offering eligible employees $6,500 in down payment assistance towards their first home.

Builders and lenders are increasing incentives like grants, price reductions, and mortgage rate buy-downs for first-time buyers in 2026. NAR sees these trends as key to improved affordability. AI ...