The concept of a store-branded credit card can be highly effective for specific individuals. There is also a scenario where you can get into trouble with store-branded credit cards. The hope is that you find a store-branded credit card that offers a ...

You know the pitch. You're at the checkout counter, and the cashier says, "Want to save 20% today by opening a store card?" I've fallen for it in the past at Macy's. And regretted it later when the card got hacked and it became an absolute nightmare to resolve