The phone rang during dinner. They always call during dinner. "Hello," the voice began, distant, a small trace of an accent. "May I speak with David . . ." "Hey, how's the weather where you are?" I ...

“Sir, I am calling from Money Bank. You have been selected for a special loan.” A sweet sounding girl tried to make me feel special. I had just answered a call on my mobile from an unknown number. Oh ...