The introduction of the two-pot system, together with possible interest-rate cuts, decent momentum in wages, and lower inflation could boost consumer confidence and drive an increase in spending in ...

September marks one year since South Africa launched its Two-Pot retirement system, designed to balance long-term savings with immediate financial needs. By allowing partial access to funds while ...

Since the launch of the Two-Pot retirement system on September 1, 2024, South Africans have gained a new way to balance long-term retirement planning with short-term financial flexibility. But while ...

South Africans saving for retirement are living through a significant shift. Since September 1, 2024, the Two-Pot retirement system has been in place, and it continues to shape how contributions are ...

One case dismissed by the Office of the Pension Funds Adjudicator (OPFA) found that a complainant could not access his vested pot before legal retirement age. Photo: Gerd Altmann/Pexels The two-pot ...

Although new locally, similar reforms abroad offer valuable lessons on potential pitfalls and best practices. Studying international retirement models can help ensure the Two-Pot system delivers ...

This milestone provides a valuable lens into evolving member behaviour and financial decision-making. Amid persistent economic pressures, many retirees and contributors are increasingly accessing ...