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Insurers group drivers into different risk categories to determine policy eligibility and pricing. Standard insurance is what most drivers qualify for, while nonstandard insurance is usually reserved ...

Insurance premiums rose 18% between 2025 and 2026, to an average premium of $181 per month, according to the car insurance ...

Like most auto insurers, Direct Auto offers discounts that can lower your costs if you qualify. The company’s discounts ...

Drivers must have insurance in Illinois, and non-standard insurance legally covers those who are a high risk or have a bad credit history. But some people who were hit by drivers with non-standard ...