When you're in the market for a new credit card, it's worth considering the short- and long-term impact that adding a new one ...

Your credit utilization ratio is the amount of debt you have divided by your total credit limit. Credit utilization accounts ...

Credit utilization makes up 30% of your credit score. Here's what the ratio means, how to calculate yours, and how to keep it ...

Watching your credit score dip – especially after completing a financial milestone like paying off your credit card – can ...

If your credit score is stuck and you are not sure why, your utilization is probably the problem. In this video, I break down ...

Is 18 credits cards too many? What about 30? A California listener named Perry called into The Clark Howard Podcast recently ...