Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

If your sex assigned at birth doesn’t align with your gender identity, it could feel upsetting, awkward or confusing to answer questions about gender on a life insurance application. Your gender ...

Insurers now use real-time data to verify your information. This can mean faster approvals, but it can also mean delays if your application gets flagged. In 2026, insurers might know more about you ...

To determine the best no medical exam life insurance companies, CNBC Select analyzed dozens of providers, focusing on the availability of exam-free policies for a wide variety of customers, as well as ...

Understanding how and why insurer make decisions could improve your chances of getting the policy and price you want Life insurance companies use a process called underwriting to evaluate your risk ...

While Colonial Penn’s life insurance only offers a whole life policy, Globe Life also has term life, whole life, final expense coverage, children’s life, accidental death insurance and accidental ...

A life insurance application is open on a tablet, lying on a table near a cup of coffee, a plant, and reading glasses. When I was a teenager, a friend of mine lost his father in a tragic accident. Not ...

In 2026, insurers might know more about you than you know about yourself. Applying for life insurance used to require a weeks-long endurance test of paperwork, blood draws and urine samples. But ...