We break down the tax implications, advantages and downsides of using your cash value to supplement your retirement savings ...

A 64-year-old widow faces a series of high-stakes financial decisions all at once: when to claim Social Security, how to ...

WSJ | Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. A ...

Taxes are often one of a retiree’s biggest expenses. I've never met anyone who saved for a year for the ability to pay more taxes on their retirement income. Building a retirement income you won't ...

Both Roth IRAs and life insurance policies can provide access to tax-free income in retirement. Roth IRAs have income limits, and gains generally can’t be accessed without penalty before age 59½. The ...

This year’s Heckerling conference featured a special session, “From Soup to Nuts: Life Insurance Fundamentals – Risks and Products, Income and Transfer Taxes,” a life insurance panel featuring Donald ...

It’s not the cheeriest topic, but life insurance can play a powerful role in your long-term financial plan. Along with providing a safety net for your loved ones, life insurance can also be a tool to ...

The good news for your nest egg is that not all retirement income is taxable. These sources of income are tax-free, which ...

Life insurance policies offer several tax benefits, including a tax-free death benefit. You can withdraw up to the amount you paid in premiums from a policy’s cash value without paying income taxes.